When compared to a one-year insurance, here's why it makes sense to buy a three-year policy
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
'Our pet insurance policy is similar to the health insurance for humans.'
Buy comprehensive motor insurance policy to guard against natural calamities.
Ashish Mehrotra, MD and CEO, Max Bupa Health Insurance, explains the changes we can expect in health insurance this year.
There can be many reasons for doing this; Naval Goel explains the entire process in seven simple steps
While that may be easy, what is not easy is to buy the policy that is right for you
In a relief for foreign firms giving loans to Indian subsidiaries, tax authorities have said goods and services tax (GST) will not be imposed on them, subject to some caveats. Additional fees, commissions, or related payments - over and above the amount charged as interest - on these loans will attract GST at 18 per cent, the Central Board of Indirect Taxes and Customs (CBIC) has said.
Cover the spouse under the same policy. A joint life plan offers assurance that one will continue to receive the same financial care in case of an unforeseen loss of a partner, advises Pankaj Razdan.
The new draft guidelines issued by IRDAI proposes a minimum sum assured of Rs 50,000 and a maximum of Rs 5 lakh. A General Insurance Council official said the guidelines were still being worked on and would only be finalised next week.
Have a question about insurance?
For the vehicle-owner, the overall cost of buying a car can go up by 2% to 3$%. For two-wheelers, the cost can rise by 1% to 1.5%
Cardiac patients whose proposals for a regular health insurance plan get turned down should apply for a cardiac-specific plan.
Don't go for family floater plans; though convenient they cost you more.
Join us for an online chat with health insurance expert Anil Rego between 2 pm and 3 pm on Wednesday, October 7.
Without them your financial security is at a huge risk...
Buying a health insurance policy doesn't mean that you start getting cover from day one of the policy, says Harjot Singh Narula.
Market leaders in this line of business - New India Assurance and Tata AIG - have begun to reassess the premium on risk exposure of their portfolio in the director's and officer's liability business.
While buying a policy a customer should make sure s/he reads the terms and conditions very well. That is important because whatever is in the policy determines what the company is liable to cover.
Here are four things to keep in mind after buying life insurance
Section 45 in the new Bill says no claim can be repudiated after three years of the policy being in force, even if a fraud is detected, has sent life insurers into a tizzy.
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair
'Check every SMS you get. Many people ignore them.' 'Remember if there is an activity in your account, your financial institution will send you an SMS, not a WhatsApp message.'
You will be much better off buying the required plans directly from life and general insurers, experts tell Chirag Madia
While buying a term plan, do check how much money will be paid in lumpsum and how much of the money will come to the surviving family as a regular payout, suggests Sarbajeet K Sen.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
The proposal for listing public general insurers had come up in 2007.
The NHRC has observed that the content of the news report, if true, raise a serious issue of human rights of the workers in violation of the labour laws and the guidelines issued by the Union Ministry of Labour and Employment from time to time.
If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.
Kharge also targeted Prime Minister Narendra Modi, saying the people should not believe Modi's "guarantees".
Harjot Singh Narula lists five checkpoints to help you find the best health insurance plan
Insurers cover the house on market value, and not on construction cost. They also don't insist on bills when giving the policy
Hurdles such as approvals for repair and fixed rates can make the process time-consuming.
In addition to hospitalisation charges, it will cover expenses like transfer to hospital in of an accident.
There was no smooth surge in middle class prosperity for foreign businesses to tap into because of the Indian economy was mismanaged, argues Debashis Basu.
Insurance expert Harsh Roongta on all you MUST know about health insurance policies.
Did you know that your home insurance covers valuables in bank locker?
The move comes amid a border row over Belagavi between Karnataka and Maharashtra which flares up from time to time.
With rise in medical costs surpassing general inflation, getting a treatment/surgery or illness treated in a hospital requires an enormous financial surplus or an alternative financial arrangement. Harjot Singh Narula offers simple tips to reduce these costs
Sanjib Jha, CEO, Coverfox Insurance Broking, answers your health and auto insurance related queries.
