There is discrimination against women in insurance cover. As a flood of insurance companies tap the capital markets with public issues, there is however, hardly any reference to this asymmetry. Subhomoy Bhattacharjee reports
Contrary to popular perception, health insurance is rarely expensive and claims are usually paid by the insurers.
Don't sidestep the idea of investing in term insurance. Here's why.
Under the scheme, also called the Export Credit Insurance Scheme, the insurance guaranteed could cover up to 90 per cent of the principal and interest.
There are certain myths with regards to home insurance and through this article, we attempt to deconstruct them
Planning to buy a child insurance plan? Know these myths to make an informed decision, says Yashish Dahiya
Well, there are five good reasons why you must!
Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments, change sum assured, etc.
Aslam Hunani presents some of the frequently asked questions about health insurance in India.
From July 10, when it was launched till August 7, 1,087,030 lives have been covered under Corona Kavach through 648,276 policies with premium of Rs 182 crore and sum assured for Rs 42,956 crore. In addition, 186,347 lives have been covered under Corona Rakshak through 156,695 policies with premium of Rs 25.5 crore and sum assured for Rs 3,293 crore, an Irdai official said.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Tarun Mathur gives a quick low-down on what advantages one can have when buying motor insurance online
When compared to a one-year insurance, here's why it makes sense to buy a three-year policy
Starc took the help of orthopaedic surgeon Russel Miller, who said the injury was "complex and multifactorial" but "it is likely, on the balance of probabilities, that at specific injury occurred on 10/03/2018 which was associated with extreme physical activity including bowling on a pitch with uneven footmarks'."
Health insurance expert Anil Rego in an online chat with readers answers health insurance queries.
All costs relating to room, boarding, nursing expenses, medical consultation including telemedicine, consumables such as PPE kits and intensive care unit will be covered under the policy. It will also include the cost of treatment for any other co-morbidities, including pre-existing comorbid conditions along with the treatment for Covid-19.
'Our pet insurance policy is similar to the health insurance for humans.'
'It is difficult to write business internationally, without an 'A-' rating. It becomes more expensive.'
There can be many reasons for doing this; Naval Goel explains the entire process in seven simple steps
Buy comprehensive motor insurance policy to guard against natural calamities.
Although the company has shown willingness to talk to its workers and accept their key demands, it is CITU that is causing a roadblock to a solution.
While that may be easy, what is not easy is to buy the policy that is right for you
Ashish Mehrotra, MD and CEO, Max Bupa Health Insurance, explains the changes we can expect in health insurance this year.
Akshay Kumar looks cool in that trippy get-up and adds his charisma to the film that is otherwise a lot of verbiage, observes Deepa Gahlot.
Have a question about insurance?
Cover the spouse under the same policy. A joint life plan offers assurance that one will continue to receive the same financial care in case of an unforeseen loss of a partner, advises Pankaj Razdan.
For the vehicle-owner, the overall cost of buying a car can go up by 2% to 3$%. For two-wheelers, the cost can rise by 1% to 1.5%
Don't go for family floater plans; though convenient they cost you more.
Without them your financial security is at a huge risk...
Join us for an online chat with health insurance expert Anil Rego between 2 pm and 3 pm on Wednesday, October 7.
A plea has been filed in the Supreme Court seeking investigation under the supervision of a sitting apex court judge against the Adani group of companies in light of the allegations made by the US-based Hindenburg Research.
The new draft guidelines issued by IRDAI proposes a minimum sum assured of Rs 50,000 and a maximum of Rs 5 lakh. A General Insurance Council official said the guidelines were still being worked on and would only be finalised next week.
Buying a health insurance policy doesn't mean that you start getting cover from day one of the policy, says Harjot Singh Narula.
The Bharatiya Janata Party (BJP) on Sunday pledged to make 30 million 'Lakhpati Didis', up from the 10 million rural women who have already achieved the feat. Prime Minister Narendra Modi on Sunday released the BJP's manifesto for the upcoming Lok Sabha elections. The manifesto says the ruling party will continue the quarterly financial disbursements under the Pradhan Mantri Kisan Samman Nidhi (PM KISAN) yojana.
While buying a policy a customer should make sure s/he reads the terms and conditions very well. That is important because whatever is in the policy determines what the company is liable to cover.
Market leaders in this line of business - New India Assurance and Tata AIG - have begun to reassess the premium on risk exposure of their portfolio in the director's and officer's liability business.
Section 45 in the new Bill says no claim can be repudiated after three years of the policy being in force, even if a fraud is detected, has sent life insurers into a tizzy.
Here are four things to keep in mind after buying life insurance
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair
